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Core Services - Professional Liability Protection

CNPS Beneficiaries are eligible for the following core services:*
  1. Legal advice 
  2. Assistance with legal proceedings including:
  3. Risk management education

1.  Legal advice

2.  Assistance with legal proceedings** including: 

Claims and civil proceedings (up to $10M per claim)***
Criminal investigations & prosecutions (up to $1M per occurrence) 
Statutory offences (up to $1M per occurrence)

Witness appearances

3.  Risk management education


Assistance with complaints made to a nursing regulator about professional conduct  (optional)

CNPS beneficiaries can apply for CNPS Supplementary Protection to be eligible for assistance to respond to a complaint to their regulatory body (college or association). An additional fee applies. Visit cnps.ca/complaints or contact us for more information.

The CNPS: a lifetime investment

CNPS professional liability protection is occurrence-based, which means nurses can seek assistance from the CNPS with respect to legal proceedings arising from professional nursing services rendered while they were CNPS beneficiaries, irrespective of when a claim arising from this incident is made or a legal proceeding is commenced. Beneficiaries therefore remain eligible through retirement for assistance with incidents that occurred while they were CNPS beneficiaries.

CNPS protection extends to decisions that rest on the exercise of professional nursing judgment, whether made in the context of providing care, managing the provision of care, research or volunteer services.

Requests for legal representation will be considered on a case by case basis by a committee of nurses to determine eligibility for assistance as well as the appropriate level of assistance.


*    Certain conditions may apply. Contact the CNPS for more information. 
**   An individual annual aggregate limit may apply.
**   CNPS professional liability protection generally does not extend to claims for which the nurse’s defence is adequately covered by an employer’s professional liability protection or insurance.


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